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Comparisons
The Cash Recovery System from Pay-Up and NCS is unlike any other collections service in existence. Compared to traditional collections, it recovers more of your money, costs you less per account, and allows you to maintain direct control of your accounts. If you're still using a traditional contingency fee-based collections agency, you may want to consider the differences.

Services

Cash Recovery System
from Pay-Up

Contingency Fee Agency

Recovery Rate

 56.7% - Highest in the Industry (average) 14% (average) according to ACA*

Cost to Collect Accounts

 Less than 10%
(Sometimes less than 3%!)		 25-50%
On average

Increases Cash Flow

 Yes! Monies remitted
directly to you		 Monies held by agency for up to 60 days

Fixed-Fee Costs

 Yes No

Web-Based
Management System

 Yes No

Maintain Control of
Your Accounts

 Yes, through our web-based management system No

Guaranteed Results

 Yes – 400% Return on Investment Guarantee No

100% Collection Guarantee

 Yes – if we don’t collect, we’ll handle another account free of charge No

Reduced Internal
Collection Costs

 Yes – by up to 60% No

Diplomatic Approach

 Yes, if your instruct us via the website
(Or, you can ask us to be more assertive)		 No

Instant Access Reports

 Yes, through our web-based management system No

‘Thank You’ Letter
Sent After Payment

 Yes – if you instruct us to No

Report to 3 National
Credit Bureaus

 Yes – included in your fixed fee ?

Keep Your Clients

 Yes ?

Skip Tracing and
Asset Searches

 Yes ?

Negotiate Settlements

 Yes ?

Nationwide Coverage

 Yes ?

Licensed, Bonded & Insured
In All States

 Yes ?

Association
Membership Benefits

 Yes ?

FDCPA Compliant

 Yes ?

Western Union®
Quick Collect Service

 Yes ?

Bonded Attorney Letters

 Yes ?

Complete Litigation Services

 Yes ?

*American Collectors Association

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